Reliance Fin Loan
Personal Loan
A personal loan application through Reliance Fin can help customers seek funding for planned expenses such as medical needs, travel, weddings, home renovation or education support. Loans are offered by partner banks and NBFCs, subject to their eligibility checks and approval.
By clicking "Apply Now", you agree to our Privacy Policy and Terms & Conditions and consent to be contacted by Reliance Fin and its partner lenders regarding your loan application.
Loan Amount
Up to ₹25 Lakhs
Tenure
6 to 60 Months
Interest
10.99% to 36% p.a. (subject to eligibility and partner lender approval)
Processing
Up to 2% + applicable GST
Benefits
Why choose this loan?
Simple online application process
Eligibility guidance
Minimal documentation
Flexible EMI options
Transparent application tracking
Eligibility
Who can apply?
Applicant must be an Indian resident
Stable monthly income source
Valid Aadhaar and PAN card
Active bank account
Good repayment history preferred
Required loan disclosure
Personal Loan Information
Minimum repayment period
6 months
Maximum repayment period
60 months
Maximum APR
Up to 36% per annum
Representative example
- Loan amount
- ₹2,00,000
- Repayment period
- 36 months
- Interest rate / APR
- 18% per annum
- Processing fee
- ₹4,000 (2% of loan amount)
- Total amount payable
- ₹2,60,280
Processing fee disclosure
Processing fee: Up to 2% of the sanctioned loan amount + applicable GST. The final processing fee will be communicated by the respective partner lender before loan disbursement.
Other applicable charges
- Foreclosure charges
- Up to 5% of the outstanding principal + applicable GST
- Late payment charges
- Up to 2% per month on the overdue EMI amount
- Cheque/ECS/NACH bounce charges
- ₹500 per instance + applicable GST
These charges may vary by partner lender. All applicable charges will be disclosed before loan acceptance.
Lender disclosure
Reliance Fin is a loan facilitation platform and does not directly provide loans. All loan applications are processed through our partner banks and NBFCs. Loan approval, loan amount, interest rate, repayment tenure and disbursement are solely at the discretion of the respective partner lender based on the applicant's eligibility and internal credit assessment.
APR means annual percentage rate and includes applicable interest and charges as disclosed by the lender. Taxes and statutory charges may apply. Review the Key Fact Statement and loan agreement before accepting an offer.
Ready to apply?
Start your personal loan application today.
Fill the online application, upload documents and track your loan status from your profile dashboard.
By clicking "Apply Now", you agree to our Privacy Policy and Terms & Conditions and consent to be contacted by Reliance Fin and its partner lenders regarding your loan application.
